List everything covered by your contents and buildings home insurance policies. Photograph each item, mark it with invisible ink, note its serial number and keep the sales slip to show its cost and date of purchase. In case of loss, phone your insurer right away, then follow up with a letter. If the loss is the result of a burglary, report it immediately to the police to validate your claim.
Another point worth noting is with our access to multiple home insurance quotes with price comparison sites we are more likely to swap companies. You need to keep details of who you are insured with and how to contact them should a major problem happen at your home and you need to claim on your home contents insurance or buildings insurance. Just store their phone number in your phone.
After a fire, make a detailed description of the damage done to your home; the insurance company's loss adjuster will prepare his own list. Get bids for repairs from several reputable contractors. If your home is uninhabitable and your clothing is beyond repair, save any receipts for lodging and new clothing and you can be reimbursed. See also HOMEOWNER'S INSURANCE.
Be sure to disclose any pre-existing conditions on your health and life insurance applications; the policy may be invalidated if you make a claim for treatment of a condition you haven't previously reported.
To get the best settlement on a motor insurance claim, keep all receipts for maintenance; take periodic photographs of the car to show its condition before the accident.
Keep the information on how to make claims with all your policies.
