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Credit Card Debt, PAY IT OFF

Submitted by Umbra

This is not a cure all but might help some. If you are paying a high APR, rollover your high rate to a new card with a lower rate that you receive in that mail.

READ! the agreement careful! Make sure there is no annual fee, no transfer fee, (unless it's a ONE time low fee) and that the APR will be in affect until the amount is paid off.

Most importantly: PAY IT OFF! 
DON'T make the mistake of charging on the new card or you'll end up in debt again.

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